SOFI

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SOFI
$15,82
-$0,09(-0,56%)

*Data last updated: 2026-05-10 10:13 (UTC+8)

As of 2026-05-10 10:13, SoFi Technologies Inc (SOFI) is priced at $15,82, with a total market cap of $20,08B, a P/E ratio of 62,55, and a dividend yield of 0,00%. Today, the stock price fluctuated between $15,52 and $16,16. The current price is 1,93% above the day's low and 2,10% below the day's high, with a trading volume of 53,70M. Over the past 52 weeks, SOFI has traded between $14,93 to $20,12, and the current price is -21,37% away from the 52-week high.

SOFI Key Stats

Yesterday's Close$16,00
Market Cap$20,08B
Volume53,70M
P/E Ratio62,55
Dividend Yield (TTM)0,00%
Diluted EPS (TTM)0,45
Net Income (FY)$481,32M
Revenue (FY)$4,76B
Earnings Date2026-08-04
EPS Estimate0,12
Revenue Estimate$1,11B
Shares Outstanding1,25B
Beta (1Y)2.126

About SOFI

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.
SectorFinancial Services
IndustryFinancial - Credit Services
CEOAnthony J. Noto
HeadquartersSan Francisco,CA,US
Official Websitehttps://www.sofi.com
Employees (FY)6,10K
Average Revenue (1Y)$781,90K
Net Income per Employee$78,90K

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SoFi Technologies Inc (SOFI) Latest News

2026-05-06 07:49SoFi Launches SoFiUSD on Solana, Citing Lower Costs and SpeedAccording to SoFi head Ben Reynolds, SoFi Technologies will launch its SoFiUSD stablecoin on Solana on Tuesday (May 5). The move follows the company's December 2025 debut of SoFiUSD, a fully reserved U.S. dollar stablecoin issued by SoFi Bank. "We think it is the right chain to use for payments, partially because of the cost, partially because of the settlement speed and ultimately the throughput," Reynolds said. SoFiUSD was initially deployed on Ethereum, with plans to extend to other networks over time.2026-05-05 19:21SoFi to Launch SoFiUSD Stablecoin on Solana on Tuesday, Citing Lower Costs and Faster SettlementSoFi Technologies announced on Tuesday that it will begin issuing its SoFiUSD stablecoin on Solana. Ben Reynolds, SoFi's head of big business banking, said the chain is optimal for payments due to lower costs, faster settlement speeds, and higher throughput. SoFiUSD, a fully reserved U.S. dollar stablecoin, was initially launched on Ethereum in December 2025 and has since extended its partnership with Mastercard to enable settlement across the global payments network.2026-04-30 12:00SoFi Reports $1.1B Q1 Revenue, Up 41%, Launches SoFiUSD StablecoinAccording to Businesswire, SoFi Technologies reported record Q1 net revenue of $1.1 billion, up 41% year-over-year, with net income of $167 million, marking its tenth consecutive quarter of GAAP profitability. The fintech company officially launched its full-reserve U.S. dollar stablecoin SoFiUSD during the quarter and is developing settlement capabilities in collaboration with Mastercard and other partners to support stablecoin settlement across global payment networks.2026-04-30 05:21SoFi Reports $1.1B Q1 Revenue, Up 41% YoY; Launches SoFiUSD StablecoinAccording to Businesswire, SoFi Technologies reported Q1 2026 net revenue of $1.1 billion, up 41% year-over-year, with net income of $167 million on April 30. The company achieved GAAP profitability for the tenth consecutive quarter. SoFi announced the official launch of SoFiUSD, a fully-reserved U.S. dollar stablecoin, in the quarter. The company is also collaborating with Mastercard and other partners to support stablecoin settlement across global payment networks.2026-04-22 06:01SoFi Adds XRP Deposit Support but Restricts Withdrawals to External WalletsGate News message, April 22 — SoFi Crypto added XRP deposit support to its platform on April 21, but the launch drew user backlash over the bank's continued restriction on withdrawing crypto to external wallets. According to SoFi's support materials, users can transfer crypto assets from external wallets into SoFi Crypto, but cannot currently withdraw crypto to external wallets. Non-USDC crypto holdings must be sold before cash proceeds can be transferred to SoFi Checking or Savings accounts. The restriction sparked criticism from the XRP community. Critic Dan Thurman (@MotiveXRP) argued that XRP withdrawals are not allowed by SoFi, describing the offering as "basically only a spot ETF" that "does nothing to help the XRP ecosystem." In contrast, Ripple (@Ripple) framed the addition positively on April 21, stating that "more access to $XRP with @SoFi means more people can participate, and that's exactly how utility grows." SoFi charges a flat 1% transaction fee on crypto buy and sell orders, but does not charge a fee to receive crypto deposits. A SoFi spokesperson confirmed that external digital-asset withdrawals are coming soon. Before XRP was added, SoFi Crypto supported 11 cryptocurrencies for deposits—including BTC, ETH, USDC, LINK, SHIB, UNI, AAVE, POL, LDO, FLOKI, and SOL—with 27 cryptocurrencies available for trading overall.

Hot Posts su SoFi Technologies Inc (SOFI)

MrDecoder

MrDecoder

1 ore fa
**SoFi Technologies**' (SOFI 1.56%) has had some major ups and downs since going public in 2020. It debuted on the markets as one of a slew of special purpose acquisition companies (SPAC) at the time, and it was just another unprofitable tech stock garnering enthusiasm in a strong bull market. After tanking with other tech stocks and SPACs not too long after, it survived, thrived, and became profitable. It had an incredible three-year run, gaining 468% from 2023 through 2025, but it's now 50% off its all-time high. Is that a sign of weakness, or an amazing opportunity to buy? ![](https://img-cdn.gateio.im/social/moments-5fef7ce9ee-ccb3c00841-8b7abd-e5a980) Image source: SoFi. A top bank disruptor -------------------- As a digital bank, SoFi is resonating with a core constituency of young, upwardly mobile professionals who prefer it over large, legacy banks. It's focused on traditional, lucrative financial services, which provide stability, but it's also innovating with specialized products that help it stand out. Plus, it's relatively small, with an enormous opportunity. These are features the market has prized, but the stock has most likely soared thanks to the company continuing to report fantastic growth and rising earnings. Some first-quarter highlights: * A 41% year-over-year increase in sales, an acceleration. * Earnings per share (EPS) increased from $0.06 to $0.12. * Record new additions of 1.1 million, a 35% year-over-year increase. * Product growth outpaced new members, up 39%. Expand ![](https://img-cdn.gateio.im/social/moments-7eb503d28a-c5bc2f28aa-8b7abd-e5a980) NASDAQ: SOFI ------------ SoFi Technologies Today's Change (-1.56%) $-0.25 Current Price $15.75 ### Key Data Points Market Cap $20B Day's Range $15.53 - $16.06 52wk Range $12.74 - $32.73 Volume 1.7M Avg Vol 66M Gross Margin 61.74% Several factors have converged to send the stock down this year, starting with worries about the valuation in light of a potential slowdown, then with a shocking short-seller report, and after the earnings report, some concerns about the business. According to CEO Anthony Noto, the market was disappointed that SoFi didn't raise full-year guidance after such phenomenal results. He addressed that by pointing out that the original guidance assumed two rate cuts this year, and the new guidance assumes no rate cuts, without being lowered. There were several other results the market may not have liked, including an increase in loans held on the books and low growth in the Tech Platform segment. In other words, although it was an excellent report overall, there were several points that left the market unenthused. And at a high valuation, that makes a difference. The best time to buy? --------------------- Although one quarterly earnings report is only a snapshot in time, and a tiny part of a long story, it gives investors a glimpse into how things are going. While it's important for shareholders to pay attention to each part of the story, the long-term trends tell you how the company is evolving. It sounds to me like the market is nitpicking and losing sight of the bigger picture here, which makes it look like a great time to buy. Since the latest drop, SoFi trades at a P/E ratio of 37. As good as it makes you feel as an investor to see stocks soar, you want to buy when the price is low. Keep in mind, though, that this is a long-term play, and as a young growth stock, there are bound to be moments like this on the way up. The stock isn't doing all that badly; it's still up 28% over the past year, and if the company does raise guidance next quarter, the stock could soar again.
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CryptoCity

CryptoCity

4 ore fa
![](https://img-cdn.gateio.im/social/moments-113a57747c-96db28893d-8b7abd-e5a980) 美國金融科技巨頭 SoFi 宣布將其穩定幣 SoFiUSD 擴展至 Solana 鏈。該行看中 Solana 的低成本與高吞吐量,並與萬事達卡合作推動跨國支付結算。· 繼去年底正式推出自家穩定幣「SoFiUSD」後,美國知名金融科技巨頭 SoFi 宣布將擴大戰線,開始在 Solana 鏈上發行這款代幣。 為何相中 Solana?SoFi 企業銀行業務主管 Ben Reynolds 周二表示: **我們認為 Solana 是最適合用於支付場景的公鏈,不僅是因為低廉的交易成本、極快的結算速度,更重要的是它具備強大的吞吐量 。** SoFi 於 2025 年 12 月推出美元穩定幣「SoFiUSD」,由旗下擁有美國聯邦銀行特許牌照的 SoFi Bank 發行,且擁有百分百等值的儲備資產支持,期盼藉由這項產品,將自家銀行打造成「穩定幣基礎設施供應商」,專為傳統銀行、金融科技公司與大型企業平台提供穩定幣解決方案。 SoFi 進軍穩定幣領域,正呼應了目前傳統金融界的大趨勢:越來越多銀行、金融科技公司,正爭相發行錨定美元的數位代幣。例如,支付巨頭 PayPal 早已搶下先機推出自家穩定幣「PYUSD」,而美國銀行(Bank of America)也表示可能會效仿。 目前,全球穩定幣市場仍由 Tether(USDT)、 Circle(USDC)瓜分天下。不過,華爾街分析師普遍看好,隨著美國去年通過穩定幣監管法案《GENIUS 法案》,在大型金融機構爭相採用、自行發幣的浪潮下,在未來 10 年內,整體穩定幣市場規模有望迎來爆發式成長,從現有約 3,000 億美元,攀升至上兆美元。 Solana 成傳統金融新寵,打通跨國支付任督二脈 ------------------------- 值得一提的是,具備高效率特性的 Solana,似乎正成為傳統巨頭們的「結算新寵」。本周稍早,跨境匯款巨頭西聯匯款(Western Union)也宣布在 Solana 上推出專屬穩定幣,以作旗下其全球支付網絡的全天候結算資產。 事實上,SoFiUSD 最初是部署在以太坊上,但 SoFi 早已規劃要逐步拓展至其他區塊鏈,以滿足不同的營運需求。就在上個月,SoFi 更進一步深化與國際發卡組織萬事達卡(Mastercard)的合作關係,致力讓 SoFiUSD 成為跨國支付網路中的結算貨幣。 發行穩定幣,其實只是 SoFi 龐大 Web3 藍圖的其中一塊拼圖。去年 11 月,該公司已正式向客戶提供加密貨幣交易服務。 * 本文經授權轉載自:《區塊客》 * 原文標題:《看準「又快又便宜」優勢!SoFi 穩定幣「SoFiUSD」進駐 Solana》 * 原文作者:區塊妹 MEL
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ZkProver

ZkProver

6 ore fa
_原文标题:Tom Lee 汤姆·李 2026 投资核心逻辑:“卖稀缺资产的公司正在碾压市场”_ _原文作者:Chris Lee_ 华尔街最准确的多头之一、Fundstrat创始人兼Granny Shots基金经理Tom Lee近日表示,2026年市场最核心的投资关键词只有一个"稀缺性“。他直言:“卖稀缺资产的公司正在碾压市场。”这句话看似简单,却蕴含着完整的选股逻辑、宏观判断以及对美联储政策和地缘政治的深刻押注。 ### 一、稀缺资产的核心定义与逻辑 Tom Lee定义的“稀缺资产”并非黄金、收藏品等传统稀缺品,而是**供给端严重受限、需求端爆发增长的产品或服务。这种结构性供需错配赋予卖方极强的定价权,从而驱动超额收益。 他重点列出三大稀缺方向: 1. AI算力:NVIDIA、AMD、Intel等公司。AI大模型训练和推理需要海量GPU及加速芯片,但台积电先进制程、CoWoS封装等产能扩张存在物理极限。根据相关报告,AI芯片供应链紧张状态至少持续至2026年底。 2. AI内存(HBM高带宽内存):Micron(美光)、SanDisk等厂商。AI服务器中HBM是与GPU同等重要的瓶颈,制造工艺复杂、良率提升缓慢,产能已被英伟达等巨头预订一空。 3. 能源基础设施:GE Vernova(GEV)等公司。数据中心电力需求爆炸式增长,到2030年北美数据中心用电量预计占总发电量的9-10%(2025年仅3-4%)。燃气轮机、变压器等大型设备交付周期长达2-3年,产能扩张极为缓慢。 逻辑链条:AI革命带来的需求是爆炸性的,而供给端的物理、工艺和时间约束无法快速匹配。这种供需失衡不是短期现象,而是贯穿2026年的结构性机会。正因如此,这些公司毛利率高、定价能力强,业绩和股价表现远超市场平均水平。这也正是Granny Shots基金的核心策略-专注“卖稀缺东西的公司”,该基金AUM已突破40亿美元,资金正用脚投票。 ### 二、宏观背景与实用交易框架 Tom Lee强调,目前市场处于“战争迷雾”(fog of war)之中,地缘政治风险持续。但他观察到油价似乎已经见顶,并给出清晰交易框架:油价下跌时,应买入与油价负相关的资产,包括标普500、以太坊和Mag7(Magnificent 7)。 逻辑在于:油价回落→通胀压力减轻→美联储降息预期升温→成长股和风险资产受益。战争可能推高油价,但油价见顶回落反而成为买入成长股的积极信号。这为投资者在不确定环境下提供了一个反向操作的实用指南。 ### 三、强劲财报与全年市场展望 本季度财报季表现异常亮眼:已公布财报的公司中,87%超预期,超出幅度高达19%。Tom Lee指出,这已是“新兴市场级别”的盈利增长,却发生在美国,核心驱动力正是AI带来的生产力革命。 市场路径判断: 标普500已达到年初预测的7300点,但**现在还不是卖出时机**。 年中可能出现“类熊市”回调(feel like a bear market),驱动因素可能是市场测试新美联储主席,或地缘冲突延长。 回调之后将迎来反弹,全年目标至少上修至7700点,整体维持看多。 他特别提醒:Mag7、加密货币和软件板块已提前经历过一次类熊市,投资者无需在7,300点追高,也不要在回调时恐慌- 回调正是加仓稀缺资产的良机。 ### 四、主题排序与现实启示 Tom Lee将投资主题排序如下: 1. 全球劳动力稀缺 + AI(第一优先级):人口老龄化推高劳动力成本,企业必须以AI和自动化替代人工,这是十年级别的结构性趋势。 2. 网络安全 + 能源安全(第二优先级):地缘政治紧张促使各国加大相关基础设施投资。 3. 季节性因素。 一周Granny股票表现也验证了这一框架:涨幅居前的Qantas、Google、Caterpillar、Tesla、AMD均符合稀缺逻辑;而部分短期回调(如GE Vernova、Sofi)多因指引不及市场超高预期,属于正常波动,不改变长期趋势。 ### 结论:2026 年的投资密码是“稀缺性” Tom Lee的完整逻辑链清晰有力:AI驱动的结构性需求 + 供给约束 = 稀缺资产的定价权与超额回报。在宏观不确定性中,油价见顶是成长股信号,年中回调是加仓机会,全年标普500有望挑战7,700点。 对于投资者而言,真正的启示并非简单追涨,而是转变思维:从“什么在涨”转向“为什么涨”。只有抓住供给受限、需求爆发的公司,才能在2026年获得持续超额收益。稀缺,不是概念,而是实实在在的供需硬约束——这正是Tom Lee留给市场的最重要投资框架。
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