SoFi Technologies Inc (SOFI) Stock Price Today—Real Time Charts and Quotes

Q: What's the stock price of SoFi Technologies Inc (SOFI) today?

SoFi Technologies Inc (SOFI) is currently trading at $16.37, with a 24h change of -4.76%. The 52-week trading range is $14.93–$17.84.

Q: What are the 52-week high and low prices for SoFi Technologies Inc (SOFI)?

SOFI has a 52-week high of $17.84 and a 52-week low of $14.93, with the current price at $16.37.

Q: What is the price-to-earnings (P/E) ratio of SoFi Technologies Inc (SOFI)? What does it indicate?

The current P/E ratio (TTM) of SOFI is 62.55851657940663, indicating how much investors pay for each dollar of earnings. A higher P/E ratio often reflects stronger growth expectations, while a lower P/E ratio may suggest a more attractive valuation or slower growth. Comparing it with the average P/E of the Financial - Credit Services industry for a better context.

Q: What is the market cap of SoFi Technologies Inc (SOFI)?

SoFi Technologies Inc (SOFI) currently has a market cap of approximately $20.54B.

Q: What is the most recent quarterly earnings per share (EPS) for SoFi Technologies Inc (SOFI)?

SoFi Technologies Inc (SOFI)'s diluted earnings per share (Diluted EPS) is 0.3936372929871192. EPS = Net Income / Total Diluted Shares, which is a key metric for measuring a company's profitability.

Q: Should you buy or sell SoFi Technologies Inc (SOFI) now?

As of now, SOFI is trading at $16.37, with a P/E ratio of 62.55851657940663 and a diluted EPS of 0.3936372929871192. Your buy or sell decisions should be based on your investment goals and risk tolerance. We recommend making an overall judgment by considering SoFi Technologies Inc's financial reports, the outlook of the Financial - Credit Services sector, and your own holdings. Investing involves risk—please make decisions prudently.

Q: What factors can affect the stock price of SoFi Technologies Inc (SOFI)?

Key factors include: company quarterly reports (revenue, EPS), competition and trends in the Financial - Credit Services sector, macroeconomic environment (interest rate, inflation), market sentiment, as well as major events like product releases and mergers & acquisitions.

Q: How to buy SoFi Technologies Inc (SOFI) stock?

You can buy SoFi Technologies Inc (SOFI) through Gate. Sign up for a Gate account and complete identity verification, then go to the SoFi Technologies Inc trading page to make a purchase. Gate supports fractional share trading, so you can start investing without buying a whole share.

$16,37

-$0,82(-%4,77)

*Data last updated: 2026-04-08 19:19 (UTC+8)

As of 2026-04-08 19:19, SoFi Technologies Inc (SOFI) is priced at $16,37, with a total market cap of $20,54B, a P/E ratio of 62,55, and a dividend yield of %0,00. Today, the stock price fluctuated between $16,26 and $17,84. The current price is %0,67 above the day's low and %8,23 below the day's high, with a trading volume of 38,29M. Over the past 52 weeks, SOFI has traded between $14,93 to $17,84, and the current price is -%8,23 away from the 52-week high.

SOFI Key Stats

Yesterday's Close$16,27

Market Cap$20,54B

Volume38,29M

P/E Ratio62,55

Dividend Yield (TTM)%0,00

Diluted EPS (TTM)0,39

Net Income (FY)$481,32M

Revenue (FY)$4,76B

Earnings Date2026-04-29

EPS Estimate0,12

Revenue Estimate$1,05B

Shares Outstanding1,26B

Beta (1Y)2.251

About SOFI

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

SectorFinancial Services

IndustryFinancial - Credit Services

CEOAnthony J. Noto

HeadquartersSan Francisco,CA,US

Official Websitehttps://www.sofi.com

Employees (FY)6,10K

Average Revenue (1Y)$781,90K

Net Income per Employee$78,90K

Learn More about SoFi Technologies Inc (SOFI)

Gate Learn Articles

SOFI Stock Price Forecast: What’s the Outlook for 2025?

Receive clear, concise analysis of SOFI stock price forecasts through the latest news and research, covering key growth drivers, analyst price targets, and investment disclaimers. This guide provides investors new to SOFI with information to assist in identifying potential investment opportunities.

2025-08-14

Breaking the Banking Barrier — SoFi Technologies, Inc. Makes Cryptocurrency Trading Available to Bank Customers for the First Time

SoFi, a U.S. nationally chartered bank, has introduced "SoFi Crypto," allowing clients to buy and sell Bitcoin, Ethereum, and Solana directly through its banking app. This marks a new era of integration between traditional banking and blockchain technology.

2025-11-13

SoFi Stock Surges 32% in Three Months: Capitalizing on the Digital Refinancing Boom

In March 2025, SoFi's stock price soared by 32%. What are the growth drivers behind this? This article interprets the opportunities for digital refinancing, the expansion of platform ecosystems, and the latest financial data, providing layout ideas for novice investors.

2025-06-19

Blogs

Banking on Blockchain: SoFiUSD Launches on Ethereum—How Regulated Stablecoins Are Transforming Cross-Border Payments and Market Dynamics

SoFi Bank has launched SoFiUSD on Ethereum, becoming the first federally insured bank in the United States to issue a stablecoin on a public blockchain. This article examines its partnership with Mastercard, the potential impact on the USDT/USDC landscape, and emerging industry trends.

2026-03-10

SoFi Partners with Mastercard: SoFiUSD Integrated into Global Payment and Settlement Network

SoFi and Mastercard Expand Partnership, Integrating Compliant Stablecoin SoFiUSD for Global Payment Network Settlement This article provides an in-depth analysis of the event’s background, on-chain data, industry impact, and possible future developments.

2026-03-04

SoFi Opens Solana On-Chain Deposits: A Historic Convergence of Banking and Public Blockchain

SoFi Bank Announces Support for Direct Deposits on the Solana Network, Becoming the First Nationwide Bank to Integrate a Public Blockchain On-Chain. This article provides an in-depth analysis of the structural impact of this move on the banking industry, the Solana ecosystem, and regulatory compliance processes.

2026-02-28

SoFi Technologies Inc (SOFI) FAQ

What's the stock price of SoFi Technologies Inc (SOFI) today?

SoFi Technologies Inc (SOFI) is currently trading at $16,37, with a 24h change of -%4,77. The 52-week trading range is $14,93–$17,84.

What are the 52-week high and low prices for SoFi Technologies Inc (SOFI)?

What is the price-to-earnings (P/E) ratio of SoFi Technologies Inc (SOFI)? What does it indicate?

What is the market cap of SoFi Technologies Inc (SOFI)?

What is the most recent quarterly earnings per share (EPS) for SoFi Technologies Inc (SOFI)?

Should you buy or sell SoFi Technologies Inc (SOFI) now?

What factors can affect the stock price of SoFi Technologies Inc (SOFI)?

How to buy SoFi Technologies Inc (SOFI) stock?

Risk Warning

The stock market involves a high level of risk and price volatility. The value of your investment may increase or decrease, and you may not recover the full amount invested. Past performance is not a reliable indicator of future results. Before making any investment decisions, you should carefully assess your investment experience, financial situation, investment objectives, and risk tolerance, and conduct your own research. Where appropriate, consult an independent financial adviser.

Disclaimer

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SoFi Technologies Inc (SOFI) Latest News

2026-04-01 06:06

Musk denies SpaceX IPO excludes Robinhood and SoFi; retail investors still have opportunities

Gate News reports that Elon Musk recently denied the rumors that SpaceX’s upcoming IPO would exclude Robinhood Markets (HOOD) and SoFi Technologies (SOFI). Previously, Reuters reported that Morgan Stanley’s E*Trade might take the lead in selling SpaceX shares to retail investors in the United States, while Robinhood and SoFi could be unable to participate—raising concerns among retail investors. Musk clarified that these rumors are false, and retail-friendly platforms have not been excluded from the IPO. Currently, SpaceX plans to reserve about 30% of the IPO for retail investors, far above the usual 5%-10%. The IPO is expected to raise up to $75 billion, with a valuation approaching $1.75 trillion. This means young investors still have the opportunity to participate through platforms like Robinhood. As of February 2026, Robinhood reported 27.4 million paid users and total assets of $314 billion. Its user base’s average age is around 35, which closely overlaps with the fan base of Tesla and SpaceX. Therefore, Robinhood plays a key role in this IPO. SOFI is also actively seeking participation opportunities and is competing with E*Trade and Fidelity for retail allocations. Following Reuters’ initial report, Robinhood’s stock, HOOD, briefly fell about 2%. Musk’s clarification indicates that SpaceX’s IPO plan remains on schedule, with a listing expected in June 2026, but whether Robinhood can secure an official distribution channel role has not yet been finalized. Analysts believe Musk’s statement stabilizes market expectations and also reassures retail investors about participating in what could be the largest IPO in history. If the IPO proceeds smoothly, Robinhood and SoFi may become important channels for retail investors to access SpaceX investments, while simultaneously further strengthening young investors’ participation in IPOs of high-growth technology companies.

2026-03-31 00:21

Hindenburg is shorting the U.S. crypto-friendly bank SoFi, accusing it of allegedly inflating profits by $1 billion.

Gate News reports that on March 31, the short-selling firm Muddy Waters released its latest report, announcing that it has established a short position in SoFi Technologies, Inc. (SOFI), the United States' first nationwide chartered bank supporting Bitcoin and cryptocurrency trading. The report accuses SOFI’s management of allegedly recording $312 million in loans from JPMorgan Chase as “loan sales,” thereby artificially inflating reported profits to secure management bonuses, while shareholders would bear approximately 15% in annual dilution. Muddy Waters points out that UCC filing documents from Utah show that JPMorgan Chase was the “senior lender” in the relevant transactions, not the asset buyer, which contradicts SOFI’s accounting treatment. The report believes that SOFI will ultimately have to restate the $312 million transaction, which could lead to a restatement of about $1 billion in previously reported EBITDA, and its actual capital adequacy ratio will be significantly reduced. Additionally, the report accuses SOFI of using a “secured loan” program to support its unrealistic fair-value markings on personal loans, in order to maintain its financial narrative.

2026-03-07 00:06

BitGo provides stablecoin infrastructure services for SoFiUSD and supports institutional distribution.

Gate News Report, March 7 — BitGo announced that its subsidiary, BitGo Bank & Trust, has been selected to provide infrastructure services for SoFiUSD stablecoin and support its distribution. SoFiUSD, issued by SoFi Bank, is the first U.S. nationally chartered and insured depository bank to issue a dollar stablecoin on a public, permissionless blockchain. BitGo will provide technology and operational infrastructure for SoFiUSD through its "Stablecoin-as-a-Service" platform, as well as institutional access and application support.

2026-03-03 12:11

SoFi and Mastercard collaborate to support the settlement of SoFiUSD stablecoin on the global payment network

BlockBeats news, March 3 — SoFi, the first nationwide licensed bank in the United States offering Bitcoin and cryptocurrency trading, announced plans to provide SoFiUSD as a settlement currency through Mastercard's global payment network. SoFi's technology platform Galileo is expected to be among the first to offer SoFiUSD settlement transaction options for its payment card customers and their issuing banks. Mastercard and SoFi also stated that they will explore more interoperability applications across stablecoins, fiat currencies, and tokenized assets, including programmable treasury applications and new payment and fund flow scenarios, subject to regulatory considerations.

2026-02-28 01:02

American crypto chartered bank SoFi now supports deposit functionality on the Solana network

BlockBeats News: On February 28, the first nationwide licensed bank in the United States to offer Bitcoin and cryptocurrency trading, SoFi, now supports Solana network deposits. Customers can make deposits directly through their banking app.

Hot Posts About SoFi Technologies Inc (SOFI)

SelfRugger

50 minutes ago

SoFi Technologies Just Proved Bitcoin Has a Clear Use Case for Fintech ====================================================================== Neil Patel, The Motley Fool Tue, February 17, 2026 at 8:05 AM GMT+9 3 min read In this article: SOFI +1.61% BTC-USD +0.24% NVDA -2.24% INTC +0.67% In 2025, **SoFi Technologies** (NASDAQ: SOFI) showed that its momentum is not letting up. Adjusted net revenue jumped 38% year over year. And the business added 1 million new customers just in the last three months of the year, bringing the total to 13.7 million. The company's success can at least partly be attributed to its intense focus on innovation and product development. In fact, the fintech stock just proved that the ultimate cryptocurrency has a clear use case. _**Will AI create the world's first trillionaire?** Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing the critical technology Nvidia and Intel both need. **Continue »**_ Image source: Getty Images. SoFi is tapping into a huge market opportunity ---------------------------------------------- SoFi's latest move shows that it wants to enter the market for remittances. In August, the business announced an exciting partnership with Lightspark to provide fast and cheap cross-border payments directly within the SoFi app. A payments start-up founded by former **Meta Platforms** executive David Marcus, Lightspark handles the back-end infrastructure since its technology connects with financial institutions around the world. This offering, which is part of SoFi Pay, now enables people in the U.S. to send money to more than 30 countries. It works by leveraging the **Bitcoin** Lightning network, which is a Layer-2 scaling solution that facilitates faster speeds and lower costs. It's all about the user experience. Someone in the U.S. can initiate the transaction with dollars. And someone in Mexico will receive pesos in their bank account. In the background, though, the money is converted to Bitcoin and sent via the Lightning network. Remittances represent a big market. Just between the U.S. and India, for instance, about $38 billion was sent in 2024. The issue is that people have to deal with high fees and long processing times. SoFi is trying to disrupt this. Investors should pay attention to anything the management team says about this service and its usage going forward. If this can support ongoing customer growth, particularly for those seeking a better value proposition, then SoFi is a winner. Bitcoin's evolution from financial asset to a payment mechanism --------------------------------------------------------------- Bitcoin's price has soared 17,000% in the past decade (as of Feb. 12). Therefore, it's not surprising that the top digital asset is used to achieve strong investment gains. This is still how it's viewed today. However, this move by SoFi could shine a light on the underlying blockchain technology's potential. Story Continues People might not care about the technical details. But if they can bypass high costs and send money to loved ones faster, they certainly will. And businesses that lean in, like SoFi is doing, will benefit financially. For Bitcoin, the upside is clear. This can drive more demand and transaction volume. And that can push the price higher over the long run. Should you buy stock in SoFi Technologies right now? ---------------------------------------------------- Before you buy stock in SoFi Technologies, consider this: The _Motley Fool Stock Advisor_ analyst team just identified what they believe are the **10 best stocks** for investors to buy now… and SoFi Technologies wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when **Netflix** made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, **you’d have $414,554**!* Or when **Nvidia** made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, **you’d have $1,120,663**!* Now, it’s worth noting _Stock Advisor’s_ total average return is 884% — a market-crushing outperformance compared to 193% for the S&P 500. **Don't miss the latest top 10 list, available with _Stock Advisor_, and join an investing community built by individual investors for individual investors.** **See the 10 stocks »** _*Stock Advisor returns as of February 16, 2026. _ _Neil Patel has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Bitcoin and Meta Platforms. The Motley Fool has a disclosure policy._ SoFi Technologies Just Proved Bitcoin Has a Clear Use Case for Fintech was originally published by The Motley Fool Terms and Privacy Policy Privacy Dashboard More Info

BTC+%3,95

CodeAuditQueen

8 hours ago

Been looking at the fintech space lately and honestly, there's something interesting happening that most people might be sleeping on. While traditional banks are getting squeezed by falling interest rates, a new breed of top financial companies is quietly stealing market share from the old guard. Take SoFi for instance. Started back in 2011 just doing student loans, but they completely transformed their playbook. Now they've built this ecosystem that handles everything - auto loans, mortgages, personal loans, credit cards, insurance, crypto trading, you name it. What's wild is how fast they scaled. They went from 2.5 million members at the end of 2021 to 12.6 million by Q3 2025. That's the kind of growth trajectory you don't see from JPMorgan or Bank of America. They even acquired Galileo back in 2020, which now processes nearly 160 million accounts independently. And they got their own bank charter in 2022, which opened up a whole new avenue. The digital-native approach just hits different compared to traditional brick-and-mortar banks - younger users get it immediately. Now look at Nu on the other side of the equation. They're dominating Latin America with NuBank. Started in 2013, and by Q3 2025 they had grown their customer base from 53.9 million to 127 million. Their activity rate went from 76% to 83%, which tells you people aren't just signing up - they're actually using the platform. They've been adding lending services, e-commerce integration, crypto tools. What makes these top financial companies stand out is the market they're operating in. Latin America's fintech market alone is projected to grow at 15.1% annually through 2034 as more people get internet access and income rises. Nu hasn't even fully penetrated those markets yet, and they're already applying for a U.S. bank charter. That's tens of millions of potential new users just sitting there. The numbers back it up. SoFi's expected to grow revenue and adjusted EBITDA at 23% and 38% respectively through 2027. Nu's looking at 30% revenue growth and 37% earnings growth over the same period. Sure, valuations matter - SoFi's at 19x adjusted EBITDA and Nu's at 46x earnings - but when you're looking at top financial companies with this kind of trajectory in expanding markets, the math could work out significantly over the next decade. That's the kind of long-term thesis worth digging into if you've got capital to deploy.

BearMarketBard

14 hours ago

Just caught wind that Chamath Palihapitiya is back in the SPAC game with a brand new blank-check company. This guy was basically the face of the whole SPAC boom back in 2020-2021, so naturally people are asking: is this 2021 all over again, or did he actually learn something? He's looking to raise $250 million for something called American Exceptionalism Acquisition Corp., ticker AEXA. The plan is to hunt for targets in energy, AI, DeFi, or defense. And yeah, his pitch makes sense on the surface — there are apparently 700+ private companies worth $1B+ that might want to skip the traditional IPO route. But here's where it gets interesting. Palihapitiya's track record with SPACs is... honestly pretty rough. Back during the boom, he launched six main blank-check companies. One of them (IPOE, which became SoFi) actually made money for people — up 130% from the initial $10 offering price. Virgin Galactic? Down nearly 99%. Opendoor? Down 64%. Clover Health? Down 75%. Two of them (IPOD and IPOF) never even found targets and just returned capital. If you'd thrown $10k into each of those six SPACs, you'd be sitting on about $46.7k today instead of $60k. Not great. Now, there are some structural differences this time that supposedly align incentives better. No warrants, and Palihapitiya's founder shares won't vest unless the stock pops 50% after a deal closes. On paper, that sounds like he's actually putting skin in the game. But the core issue remains: you're investing $10 per share into a completely unknown company. You're betting on Palihapitiya's ability to find a good deal at a good price, and the track record suggests that's not exactly his superpower. The real talk? SPAC investing before any merger is announced is pure speculation. Early-stage growth companies are what usually end up in these deals — think SoFi before it even had a bank charter. Stable, profitable businesses rarely use SPACs. So if you're thinking about jumping in, keep your position small and only use money you can actually afford to lose. The Chamath Palihapitiya SPAC story might be compelling, but compelling doesn't always mean profitable.

DEFI-%20,78

SoFi Technologies Inc Price