#USSECPushesCryptoReform In 2026, U.S. crypto regulation is in a transition phase moving away from enforcement‑led actions toward formalized policy guidance, clarity, and legal frameworks that can support mainstream fintech and digital asset markets. Key factors include evolving stablecoin rules, token classification, market structure legislation, and institutional integration.
1. Shift from Enforcement to Structured Regulation
Under the leadership of SEC Chair Paul Atkins, the agency has publicly signaled a departure from the aggressive enforcement approach of prior leadership. The SEC has