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財新:境內發行和使用U卡更多一層特殊的法律風險
12 月 25 日,財新刊文《小紅書上瘋狂投流的 U 卡流行的秘密與致命的風險》,文章指出用戶可以使用印有 Visa 標識的銀行卡進行諸如 ChatGPT Plus 訂閱扣費等支付,扣費則通過加密貨幣錢包裡的 USDT,這類境外銀行卡俗稱「U 卡」,是一種基於美元穩定幣進行支付的境外銀行卡。財新文章中還指出,在境內發行和使用 U 卡更多一層特殊的法律風險,究竟是昙花一現的過渡性產品,還是藏著未來支付格局的密碼目前尚不得而知。