Ripple has no IPO plans for now; after raising 500 million in funding, it will focus on product development and M&A strategy.

NonFungibleDegen · 2026-01-07T04:16:14+00:00

Ripple President Monica Long stated that the company is not considering an IPO, focusing instead on product iteration and strategic acquisitions. With strong financial health, Ripple chooses to acquire assets with cash, and after completing a $500 million financing last year, it has carried out multiple acquisitions, strengthening its position in digital asset infrastructure.

NonFungibleDegen

2026-01-07 04:16:14

Abstract generation in progress

【Blockchain Rhythm】Ripple President Monica Long recently sent a signal: the company currently has no plans to pursue an IPO. Although financing channels are smooth, Ripple has chosen to remain private and focus on product iteration and strategic acquisitions.

Her logic is straightforward—Ripple has a solid financial foundation, is not short of money, and therefore there’s no need to raise funds through going public. Instead of fussing over an IPO, it’s better to use cash to directly acquire desired assets and capabilities.

The background of this stance is worth noting. In November last year, Ripple completed a $500 million funding round, with a valuation of $40 billion. Investors in this round included major institutions like Fortress Investment Group, Citadel Securities, as well as multiple crypto funds. Although the funding terms involved investor protection clauses, Monica Long did not reveal many details, only saying that the overall framework is favorable to Ripple.

What is even more noteworthy is Ripple’s M&A activity. Over the past year, Ripple spent nearly $4 billion on acquisitions, including prime broker Hidden Road, stablecoin payment platform Rail, treasury management system GTreasury, as well as digital asset wallets and custody companies Palisade. What do these acquisitions have in common? They all aim to strengthen Ripple’s voice in enterprise-grade digital asset infrastructure.

Looking at the numbers, Ripple’s payment business has processed over $95 billion in transactions. Although this is cumulative data, it sufficiently demonstrates market recognition of Ripple’s products. Against the backdrop of gradually clarifying regulatory environments, Ripple’s approach of “growing big first, then financing” indeed seems to have confidence.

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rekt_but_not_broke

· 01-07 06:39

Hmm, Ripple's move is quite interesting... Instead of IPO, they choose to buy and buy, the tactics of capital operation are getting more and more wild. Holding 500 million USD can indeed do whatever they want, but I wonder what those investors are thinking. Monica is right, why bother going public? Merging and acquiring directly is more satisfying. Wait, how is this 40 billion valuation calculated... it feels a bit虚假. Private status is indeed flexible, bypassing various regulatory troubles, smart. But insisting not to go public shows they are truly confident... or do they have other plans? There are many hidden details in this financing deal, just looking at the news can never reveal the full picture.

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TokenCreatorOP

· 01-07 04:41

Not going public actually seems more free. Isn't holding a 40 billion valuation more appealing? Ripple plays its cards clearly—if you have the money, just acquire aggressively to avoid being constrained by investors after going public. Basically, it's financial freedom—no need to bow and scrape to Wall Street. The acquisition strategy sounds aggressive, but the worry is that the money spent might go down the drain. Monica Long's logic is actually just two words—willfulness. Let's wait and see what assets they buy; that's the real highlight.

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MetaReckt

· 01-07 04:35

Hmm... Ripple's recent move is pretty good. Not going public actually leaves more room for themselves. A valuation of 40 billion and earning interest passively, isn't that tempting? --- Having money means doing whatever you want. Direct cash acquisitions are way more satisfying than ringing the bell for an IPO. --- By the way, this logic sounds so comfortable. If the financing is sufficient, there's no need to bother with the cumbersome IPO process. Products and acquisitions are the right way. --- Wait, is Monica serious or just testing the atmosphere? It seems that in the past two years, the IPO route hasn't been as attractive for crypto companies. --- Raising 500 million with a 40 billion valuation, burning through a few years is no problem. Keep working quietly; there's no need to go public and let others arbitrage. --- To be honest, Ripple has been holding back a big move. Instead of being constrained by going public, it's better to control the pace themselves. I like this approach.

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ContractBugHunter

· 01-07 04:23

Speaking of Ripple, their decision not to go public this time is quite clear-headed. With a valuation of 40 billion, they’re not short on cash, so there’s no need to be bothered by the public market. Mergers and acquisitions are much faster than going public; pouring money directly into acquisitions avoids all the compliance hassles. However, this means they need to have sustained revenue to support this valuation. Can XRP trading remain stable? Monica’s explanation sounds good, but in reality, it’s just about making enough profit now so they don’t want regulators to keep a close eye on them. What’s really interesting is how much they will spend on acquisitions later—that’s the real highlight.

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LiquidityWitch

· 01-07 04:21

You know, this strategy is actually pretty clever. When you have money, you can be willful. Ripple choosing not to go public this time actually gives them more freedom, and mergers and acquisitions are way more enjoyable than fundraising. A valuation of 40 billion just sitting there, it feels even more comfortable than going public. However, once institutions like Citadel come in, how long this private status can be maintained is hard to say. Why have five hundred million in hand and still be under public scrutiny? There's really no need. Monica's words sound like—I'm not short of money.

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