U.S. Congress Cryptocurrency Market Bill to be reviewed in January 2026: Regulatory framework enters a new phase

【Crypto World】The US cryptocurrency regulatory landscape is entering a critical moment. The bipartisan-supported Cryptocurrency Market Structure Act, championed by Senator Lummis, is set to be reviewed by Congress in January 2026—an eagerly anticipated milestone in the industry.

Notably, although Lummis has announced she will not seek re-election, she is still pushing hard for the final passage of this bill. The core goal of the legislation is to provide clear regulatory guidance for crypto innovators while ensuring that consumer rights are fully protected.

A recent series of developments indicates that the pace of regulation is accelerating—The U.S. Securities and Exchange Commission has introduced the “Project Crypto” classification standards, offering a clear framework for categorizing projects and tokens; the Federal Deposit Insurance Corporation has also approved insurance eligibility for the first nationwide cryptocurrency bank, marking a breakthrough in the industry.

Of particular interest is that Sax, the crypto and AI advisor to the Trump administration, recently stated that this milestone legislation is closer than ever to finalization. From proactive cooperation by regulatory agencies to high-level government support, all signals point to the United States building a mature cryptocurrency regulatory system.