Recently, I’ve seen everyone talk about interest rate cuts expectations, the US dollar index moving, and risk assets catching their breath together... Anyway, during times like this, I actually care more about "What if I really lose everything?"

When the asset size is small, a hardware wallet + proper backup of the mnemonic phrase is enough; don’t bother overcomplicating it to the point of losing yourself.
When it reaches a level where “mistakes can still be recovered,” multi-signature setups are much more comfortable, but the premise is that you can accept a more complicated process, with an extra confirmation step for each signature; in simple terms, it guards against single points of failure and accidental slips.
I think social recovery is more suited for people with a “not-so-great memory / frequently changing devices when traveling,” and choosing the right guardian is crucial; otherwise, even with good macro understanding and on-chain clarity, you might still lose out because of a lost contact in your circle...
Currently, I myself use: small daily hot wallets, long-term holdings on hardware + dispersed backups, and if I need multi-signature, I’ll first test with small amounts for a few weeks—taking it slow if needed.