Will stablecoin yields change the financial landscape?

As yield-bearing stablecoins become a focal point of discussion, the increased communication between banks and the White House indicates that this is no longer just an internal crypto industry topic.
If stablecoins can reliably generate yields and their reserve assets are transparent and compliant, they could become a new cash management tool in the digital age. For businesses and individuals, this means increased efficiency.
However, regulators are concerned about the chain reactions that could occur at scale. The financial system fears not innovation itself, but opaque innovation. The higher the yields, the greater the regulatory attention.
A possible compromise in the future might be: under strict regulatory frameworks, allowing stablecoin yields to exist while ensuring the safety of reserve assets. Banks might even issue their own on-chain stablecoins to coexist with new models.
In summary: stablecoin yields are not the end goal but part of financial evolution. The dialogue between banks and the White House is like a preview of the future form of money.