FDUSD Historical Price and Yield Analysis: Should I buy FDUSD now?

Summary

This article provides a comprehensive review of FDUSD (First Digital USD) since its inception, analyzing historical prices and market fluctuations. Combining data from various market cycles, it evaluates the potential returns for investors purchasing 10 FDUSD tokens and answers the key question, “Should I buy FDUSD now?” to help both beginners and long-term investors identify timing and growth opportunities.

Early Market Cycle of Stablecoins: Historical Price Review (2023 to 2024)

FDUSD is a fiat-backed stablecoin that maintains price stability by pegging 1:1 to the corresponding fiat currency. Records show its early trading price was approximately $1.00.

Here are the price changes of FDUSD during the initial market phase:

2023

• Opening Price: $1.00
• Closing Price: $0.9984
• Highest Price: $1.00
• Lowest Price: $0.9953
• Annual Return: -0.28%

2024

• Opening Price: $0.9994
• Closing Price: $0.9982
• Highest Price: $1.00
• Lowest Price: $0.9972
• Annual Return: -0.12%

An investor who bought 10 FDUSD in 2023 and sold at the end of 2024 would see a potential loss of $0.092.

Market Stability Period and Price Adjustment: Return Analysis (2024 to 2025)

During this period, FDUSD’s price remained very close to $1.00, reflecting the core feature of stablecoins—price stability.

Potential returns for investors purchasing 10 FDUSD at different times:

• From 2024 to late 2025: $0.009
• From 2025 to late 2025: $0.013

Recent Market Cycle: Should I Buy FDUSD Now? (2025 to 2026 so far)

Recently, FDUSD continues to maintain high price stability with minimal market fluctuations, fully demonstrating its design goal as a stablecoin.

2025

• Opening Price: $0.999
• Closing Price: $0.9994
• Highest Price: $0.9998
• Lowest Price: $0.9957
• Annual Return: 0.04%

2026 (so far)

• Opening Price: $1.00
• Closing Price: $1.00
• Highest Price: $1.00
• Lowest Price: $0.9984
• Annual Return: 0.01%

Potential returns for investors purchasing 10 FDUSD during this period:

• 2025: $0.013
• 2026 so far: $0.001

Conclusion: Characteristics of Stablecoins and Investment Timing

By analyzing FDUSD’s historical prices and potential returns, we see its core feature as a fiat-backed stablecoin—extremely low price volatility. FDUSD operates under strict custodial arrangements, maintaining a 1:1 peg with the corresponding fiat currency to ensure price stability. This means that the primary purpose of buying FDUSD is not capital appreciation but obtaining a safe, stable store of value, which can also reduce transaction costs and improve cross-border trading efficiency. Therefore, whether “Should I buy FDUSD now?” depends on the investor’s specific needs—if stable value storage and convenient trading tools are required, FDUSD is an ideal choice; if capital appreciation is sought, other types of cryptocurrencies should be considered.