The new round of Loan Prime Rate (LPR) remains unchanged

2026-02-25 02:13:22

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The new Loan Prime Rate (LPR) for the period starting February 24 has been announced, with no changes to the 1-year and over 5-year LPRs.

On the same day, the People’s Bank of China authorized the National Interbank Funding Center to announce that the 1-year LPR is 3%, and the over 5-year LPR is 3.5%.

The LPR is the main reference benchmark for loan pricing and is published regularly each month.

China’s loan interest rates remain at a low level. Data shows that the weighted average interest rate for newly issued corporate loans in January 2026 was about 3.2%, approximately 20 basis points lower than the same period last year; the weighted average interest rate for newly issued personal housing loans was 3.1%, roughly the same as the same period last year.

Source: Xinhua News Agency

【Source: Peninsula Metropolitan Daily】

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