The Best Stocks to Invest $50,000 in Right Now

Let’s face it. Investing $50,000 is much more daunting than investing $1,000. For some people, the latter figure is a somewhat disposable amount of money that can be risked. The former number, however, is often someone’s entire life savings, and must be protected as much as it’s grown.

With that as the backdrop, here’s a rundown of three resilient stocks to buy right now if you’re looking for a reasonably safe shot at turning $50,000 into much, much more.

Shopify

It’s been tough to be a Shopify (SHOP 0.21%) shareholder of late. The e-commerce solutions provider’s stock is down more than 20% just since the end of last year, with most of that sell-off stemming from the fourth-quarter earnings miss reported earlier this month.

Expand

NASDAQ: SHOP

Shopify

Today’s Change

(-0.21%) $-0.24

Current Price

$117.03

Key Data Points

Market Cap

$153B

Day’s Range

$115.90 - $120.20

52wk Range

$69.84 - $182.19

Volume

583K

Avg Vol

10M

Gross Margin

47.88%

Now take a step back and look at the bigger picture. Revenue was still up 30% year over year for the quarter in question, while operating income improved to the tune of 35%. The company’s looking for about the same in the quarter currently underway, too.

Moreover, Shopify’s results don’t yet reflect the full benefit its nascent artificial intelligence (AI) offerings will ultimately offer. As President Harley Finkelstein highlighted during the fourth-quarter’s earnings conference call, “Since January 2025, orders coming to Shopify stores from AI search are up 15x,” pointing to the potential of this new means of connecting with consumers.

Meanwhile, the company’s still tiptoeing into offline retail, expanding its omnichannel presence.

American Express

Shopify isn’t the only attractive stock on sale right now.** American Express** (AXP 0.33%) shares are down since mid-December as well, and not for any particular reason other than worries of economic lethargy.

Image source: Getty Images.

Just don’t assume this overwhelmingly applies to American Express’ cardholders. The company reported its customers’ spending at luxury retailers was up 15% during the fourth quarter of last year, while restaurant spending within the United States was up 20% year over year. Amex even highlighted how during Q4 2025 the number of U.S. customers paying for a fee-bearing product improved 8% compared to year-earlier numbers.

It’s a testament to the affluence and fiscal resiliency of most of the company’s cardholders, of course. That’s why American Express is going to be fine.

Arm Holdings

Finally, add Arm Holdings (ARM +3.51%) to your list of stocks you can feel good about making a more serious investment in while it’s priced nearly 30% below its October peak.

Expand

NASDAQ: ARM

Arm Holdings

Today’s Change

(3.51%) $4.34

Current Price

$128.12

Key Data Points

Market Cap

$131B

Day’s Range

$124.25 - $131.29

52wk Range

$80.00 - $183.16

Volume

249K

Avg Vol

5.7M

Gross Margin

94.84%

It’s no secret why this ticker’s been struggling. Most artificial intelligence (AI) stocks have been, as the value of all the investments being made in AI is now starting to be questioned. Given that Arm’s know-how is at the heart of a huge (and growing) number of AI computer processors, this doubt poses a threat to Arm’s business.

Except, it’s not nearly the threat that the stock’s recent setback suggests.

It’s got everything to do with the company’s business model. See, Arm isn’t actually a chipmaker. It’s a chip designer, licensing its power-efficient intellectual property to other technology outfits, many of whom also pay royalties for the right to resell this know-how. What’s not yet fully appreciated here is that a great deal of future royalty and licensing revenue has already been set up over the course of the past couple of years, but not yet been booked.

And as for the rest, while the value of artificial intelligence’s uses thus far is questionable, the growing need for efficient processing chips isn’t. With or without the industry’s headwind right now, Precedence Research predicts the worldwide AI chip market is poised to grow at an average annualized pace of 28% through 2035.