Cross-border transfers in Africa have always been a major pain point—high fees, slow processing, and multiple intermediaries taking a cut. Now, RedotPay and Ripple have come up with a direct solution: you send USDT, USDC, XRP, or similar tokens, and the recipient receives Naira cash directly in their Nigerian bank account—all settled within minutes.

The range of supported tokens is quite comprehensive: Bitcoin, Ethereum, and Ripple are all transferable, and stablecoins like USDT and USDC are, of course, supported as well. The key advantage here is speed—traditional bank cross-border remittances can take three to five days, but now it’s down to just minutes. For business users, the improvement in experience is huge.

The Nigerian market is also significant; last year, cross-border remittances reached $21 billion, and stablecoin transactions approached $59 billion. If this kind of payment infrastructure really takes off, it should greatly boost cryptocurrency adoption across the entire West African region.