#数字货币市场洞察 recently noticed a change: as regulators increase their focus on stablecoins, a well-established international bank's Hong Kong branch has quietly adjusted its account application policy for mainland users. The good news is that the entire process has moved online.

How does it work specifically? Preparation is simple—a Mainland Travel Permit for Hong Kong and Macau with at least three months' validity, and a smartphone with NFC support. After downloading their mobile app, follow the prompts to fill in your personal information, take a photo of your ID, and complete facial verification (remember to enable NFC and hold the document against the back of your phone). Then, provide some background details like place of birth and source of income, and submit the application.

Once approved, you’ll have 90 days to go to Hong Kong to complete the final step of activation. Once there, connect to a local network, use the "Immigration Bureau 12367" mini program to retrieve your entry and exit record, find the activation portal in the app, upload the record, and your account will be officially opened.

The whole process doesn’t require queuing at a branch; most steps are completed online. For those who frequently handle cross-border funds or are interested in crypto asset allocation, this remote application method truly saves a lot of hassle.