#美SEC促进加密资产创新监管框架 Those banks in the US are facing turbulence again recently.

High interest rates, mounting debt, and the commercial real estate blowup—these recurring issues are once again being repeatedly discussed in the market. Is this systemic risk or just a normal correction? No one can give a definitive answer. But right now, these three sources of stress are indeed putting quite a bit of pressure on many banks.

In a high interest rate environment, depositors can earn some interest income, but borrowers are feeling the pain. Corporate financing costs are soaring, household loan pressure is skyrocketing, and everyone is just gritting their teeth and pushing through. The real killer is commercial real estate—office vacancy rates are surging, rent can't be collected, but loans still have to be paid on time. Regional small and midsize banks are right at the center of the storm.

Inflation hasn’t been fully tamed yet, and consumers’ purchasing power keeps eroding. Debt is like a snowball, getting bigger and bigger. That's also why there are signs that market confidence in the traditional financial system is starting to waver.

But don't forget a pattern—every time the traditional financial system runs into trouble, there’s often an undercurrent in the crypto space. Remember what happened with Silicon Valley Bank? Could this be another signal for a wave of capital shifting?

Smart money never waits for press conferences—they only watch capital flows and risk exposure.

So don't just focus on price volatility. The trends in traditional finance are just as important. History tells us, when the banking system starts to cough, the crypto market might be about to see a new window of opportunity. $BTC $ETH $BNB