Here's something wild about the British tax system: your birth year matters almost as much as your paycheck. The generation that got hammered with student loans? They're getting hit twice—once by the debt, then again by a tax structure that penalizes them harder than others. It's not just about what you make anymore. When you were born shapes your entire financial reality. Those drowning in academic debt obligations end up paying disproportionately more. The system wasn't designed with fairness in mind—it evolved into something that punishes specific age cohorts while others slip through relatively unscathed.