#美联储重启降息步伐 Something that sounds a bit unbelievable has exploded in the crypto community—a major backer of a former US president, Andy Beal, has actually brought his Monet Bank, which has less than $6 billion in assets, directly into the digital asset lending battlefield.

To be honest, it’s a bit surprising that a relatively small community bank would dare to proclaim itself as “the infrastructure bank for the crypto sector.” After all, most people think of traditional banks as always being cautious and conservative toward cryptocurrencies, let alone proactively getting involved.

But looking at it from another angle, this move does send some positive signals.

First of all, we have to acknowledge that the willingness of traditional financial institutions to step into these muddy waters at least shows that the wall between the crypto world and the mainstream financial system is starting to loosen. For regular players? It means there will be one more compliant lending channel in the future, and the flexibility of capital flows will naturally increase, which is definitely not a bad thing.

But on the flip side—let's stay calm and focus on what matters.

Is the risk control mechanism of this new approach reliable? Can the business model really take off? These are question marks that only time and the market can answer. For us investors, the safest approach is: stay informed but don’t get carried away. You can keep an eye on the pace of their product rollouts and user feedback; after you understand the rules of the game, it’s fine to try it out with a small amount of money, but don’t go all in just because you see labels like “big backer” or “bank license.”

There’s never a shortage of black swans in the crypto market—staying rational is the real way to survive.