Working on outdated infrastructure, and XRP is being built to bridge this gap. Bank transfers are still stuck in the past At a recent event, Brad Garlinghouse, CEO of Ripple, delivered one of the sharpest criticisms of traditional financial infrastructure. Garlinghouse didn't just criticize the SWIFT deal; he also analyzed the reasons why we feel it is fundamentally outdated. "I imagine everyone here has made a transaction through the SWIFT system... you call it a bank transfer."

Main XRP levels on the chart Bird indicates a Fibonacci extension of 1.0 near the XRP price peak of $3.65 as an intermediate milestone. Above that lies the 1.618 extension zone above just over $5, marked by a green box and an upward arrow. The asset's price is still well below these extensions, keeping a wide gap between the spot price and long-term targets. The chart shows previous reactions around the 0.618 and 0.702 levels during past movements, reinforcing their roles as resistance levels. The $1 region still represents a structural pivot point. The current price, around $1.32, is slightly above this base. XRP's path toward $5 or more Reaching the $5 level or higher depends on breaking through the current trading range. The chart shows the next resistance zone around $1.75. A daily close above this range will indicate a shift in momentum. Then, XRP will need to stay above the recovered support level to launch toward higher Fibonacci levels.

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