1.How much are the fees associated with the Gate Crypto Card?
Please find the details below:
| Description | Fees (EUR) |
|---|---|
| Virtual Card issuance fee | Free |
| Physical Card issuance fee | 10 EUR |
| Monthly card fee | Free |
| Card Inactivity fee (Applied after 12 months if card has not any transactions) | 2 EUR |
| Crypto-to-Fiat conversion fees | 0.90% |
| Foreign transaction fee (non-EUR, within EEA) | 0.20% |
| Foreign transaction fee (non-EUR, outside EEA) | 2% |
| Chargeback fee | 35 EUR |
| Card replacement fee (card lost or stolen) | 25 EUR |
| ATM withdrawal fee | 0% (within 200EUR limit/month); 1% (after 200 EUR part) |
2.What are the top-up, spending and ATM limits for Gate Cards?
Please find the details below:
| Card Load (Top-up) Limit | Amount (EUR) | Counts (No. of times) |
|---|---|---|
| Max card balance | 25,000 | |
| Max single load | 25,000 | |
| Minimum single load | 15 (USDT) | |
| Load limit | 25,000 per day | 5 in past 24 hours |
| Load limit | 50,000 per month | 25 in past 30 days |
| Load limit | 250,000 per annum |
| Spending Limit (POS & Online Transaction) | Amount (EUR) | Counts (No. of times) |
|---|---|---|
| Spending limit | 25,000 per day | |
| Spending limit | 50,000 per month | |
| Spending limit | 250,000 per annum | |
| Max spending per transaction | 10,000 |
| ATM Withdrawal Limit | Amount (EUR) | Counts (No. of times) |
|---|---|---|
| Max ATM withdrawal limit | 1000 per day | 3 in past 24 hours |
| Max ATM withdrawal limit | 5,000 per month | 50 in past 30 days |
| Max ATM withdrawal limit | 50,000 per annum | 500 in past 365 days |
| Max ATM per transaction | 1,000 |
If you want to increase your card spending limit, you can contact our customer support at [email protected]. We will review your application and see if we can increase your card spending limit.
3.What are contactless payments spending limits?
The maximum per Contactless Transaction is 50 EUR (valid across Europe), and accumulated Daily Contactless Payments: 150 EUR.
Please note that these limits apply to EEA Gate Crypto Card. If you exceed the accumulated contactless payment limit, your transaction will be declined. It's suggested to use chip-and-PIN transactions instead of contactless transactions if the amount is over 50 EUR
For example, if you've made contactless payments totaling €140 today and attempt a €15 contactless transaction, it will be declined because the accumulated contactless amount would exceed €150. To reset the accumulated contactless amount, simply use Chip & PIN for your next transaction, after which you can resume making contactless payments.
